17914 Murphy Parkway, Lathrop, CA 95330, United States

 Commercial Equipment Finance


About Virsa Capital

We offer a totally new way of financing

Company story

Virsa Capital was founded by two college friends. We have over 10 years of experience providing expert financial advice for both businesses and individuals. Raj comes from mortgage industry experience and Bikram comes with IT background along with many years of transportation industry experience. Together both founders gained major footprint in commercial financing industry. Virsa Capital does not do only equipment loans but also do SBA loans and provide financing for construction projects related to any industry. Eighty percent of our clients are startups and Virsa Capital is proud that helping them establishing their Small businesses drive our economy, making up 99 percent of all firms in United States.

Virsa Capital’s mission is to expand access to credit and lower the cost of borrowing for millions of people that traditional banks are typically unable to serve. Everything we do, we do for people!

Trusted by people

Our financial specialists ensure you get the best results. Our enthusiastic team of advisers are always here to help. We streamline paperwork to make getting a loan or lease extremely easy. We work with fleets, single owner-operators, distributors, retailers, and manufacturers. Make a request on our website and wait for response to e-mail within 15-30 minutes from the time of the request during business hours.

We offer a totally new way of financing

You’ll usually have the option to finance your equipment right at the place of purchase. In doing so, you’re able to pick out your truck and drive it home the same day or next day. However, you’re not obligated to get financing on-site. And you may end up paying for this convenience because on-site financing companies won’t always offer you the best financing arrangement. Even if it is the best the company can offer, it may not be the best you’re able to get.

If you get in relationship with Virsa Capital, discuss your plans beforehand and see what type of financing deal we can get to you. That relationship might get you a good rate and an easier approval process. Plus you will have freedom to go and buy truck from anywhere, even private party sellers across the country.

If you are a small business struggling to secure a credit line for truck loans, we are here to help. Do not waste your time with institutional banks and come to us with your truck loan application.

Majority of lenders usually fail to effectively serve dealerships looking for loans. We provide excellent customer service for dealerships and keeping them updated on files of their clients. We can provide financing to Start-ups and severely challenged credits. We can lend on both new and used equipment.

Fair interest rates

We don’t promise something that we don’t deliver. Before you sign loan docs, you will know what rate/monthly payment you are getting into. We strongly believe in transparency and explain all approvals to our clients including loan proposal.

SBA loans up to $5 million

We provide established small business loan for up to 5 million dollars. We will need minimum of 250K loan amount. We also provide in house service on creating business plan, projection income and other documents needed for approval.

Lowest APR available to you

Virsa Capital goal is to get you the lowest APR rate available to you. We helped creating successful relationship between our clients and the lenders. We do our best to seek best available rate in the market for our clients.
Finance strategy and planning
Status Group Finance Company
All Business